DEFINITION

A service providing payment convenience with QR code method through QRIS (QR Code Indonesian Standard) all across Indonesia. QRIS is QR code payment standard for Indonesia payment system developed by Bank Indonesia and Asosiasi Sistem Pembayaran Indonesia (ASPI). QRIS is one of the with QR code-based digital payment innovation, as the manifest of 2025 Indonesia Payment System implementation for digital economy and finance development.

QRIS CROSS BORDER

Jaringan PRIMA services which provides convenience for customer who is doing banking transaction in foreign countries, as well as foreign tourist doing transaction in Indonesia.

Processable transactions as follows :

1. Customers of Jaringan PRIMA bank partners are able to do Cash Withdrawal and Balance Inquiry in Malaysia, Thailand and South Korea via APN Network and vice versa.
2. Customers of Jaringan PRIMA bank partners are able to do Purchase, Cash Withdrawal and Balance Inquiry in 180 countries of UnionPay partners.
3. Customers of UnionPay bank partners are able to do Cash Withdrawal and Balance Inquiry in Jaringan PRIMA bank partners.
4. JCB Bank’s card holder are able to do Cash Withdrawal transaction in Jaringan PRIMA bank partners.

BENEFIT

1. Convenience in claim settlement
2. Convenience in report management
3. Convenience in settlement with existing account and mechanism
4. Convenience in system connection and communication network
5. 24 hours PRIMA monitoring service
6. Support for issuer in customer socialization
7. Support for acquirer in merchant socialization
8. Jaringan PRIMA service development potential